Taking Commercial Fleet Electrification to Scale: Financing Barriers and Solutions

This comprehensive white paper examines financing challenges and solutions for zero-emission commercial vehicle deployment. The report analyzes the financing landscape across debt providers, equity investors, green banks, and emerging financial products. Key findings include identification of residual value risk as a primary barrier, the role of technology risk and high upfront costs, and innovative financing models like Charging-as-a-Service (CaaS) and Electrification-as-a-Service (EaaS). The report offers policy recommendations including expanding green bank programs, developing battery leasing models, and creating innovative risk-sharing mechanisms to unlock private capital for fleet electrification.